Policymakers must prioritize health care affordability by expanding options for consumers, reducing medical costs, and creating competitive markets. Government policies that increase costs for patients and consumers should be reformed or repealed.
This Issues
While most Americans have health insurance, rising health care costs are making coverage unaffordable for families, employers, and taxpayers.
Affordability is now the nation’s leading health care concern. If current trends continue, by 2032, a typical family could spend nearly 40 percent of its income on health insurance premiums alone, up from roughly 20 percent today. At the same time, deductibles have doubled over the past decade, shifting more costs directly onto patients.
These problems stem from policy choices that have reshaped insurance markets, distorted competition, encouraged consolidation and vertical integration, and created misaligned incentives that push costs higher year after year. Without reform, coverage will continue to become less affordable and less accessible for working families, small businesses, and taxpayers.
Our Vision
CAHC seeks a dynamic, competitive health care marketplace where all Americans have access to a wide and growing range of affordable coverage and care options. Achieving this vision requires:
RESTORING COMPETITION
Break up the monopolies and market consolidation that fuel medical inflation, restrict innovation, and limit consumer choice.
EMPOWERING CONSUMERS AND PATIENTS
Increase price transparency and expand access to innovative, lower-cost coverage options so individuals and families can choose the plans and care that best meet their needs.
LIMITING THE ROLE OF GOVERNMENT
Decades of federal mandates and micromanagement have constrained choice, strengthened entrenched interests, and driven up costs. Rolling back excessive regulation is essential to restoring competition, innovation, and affordability.
119th Congress Bill Tracker
Below is a list of bills CAHC is actively tracking. If you have any questions about a specific bill, please reach out to the team.
Nothing here.
H.R.7681 – HSA’s For All Act
Status Introduced in House (IH)
To amend the Internal Revenue Code of 1986 to expand eligibility for health savings accounts, and for other purposes.
Sponsors/Co-sponsors: Bean, Aaron / Barrett, Tom / Haridopolos, Mike
Date Introduced: 2026-02-25 (119th Congress)
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Last Updated: 2026-02-25H.R.7871 – Medicaid VBPs for Patients Act
Status Introduced in House (IH)
To amend title XIX of the Social Security Act to codify value-based purchasing arrangements under the Medicaid program and reforms related to price reporting under such arrangements, and for other purposes.
Sponsors/Co-sponsors: Guthrie, Brett / Auchincloss, Jake / Miller-Meeks, Mariannette / Joyce, John / Peters, Scott H. / Davis, Donald G.
Date Introduced: 2026-03-09 (119th Congress)
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Last Updated: 2026-03-09Ensuring Pathways to Innovative Cures (EPIC) Act
Status Introduced in House (IH)
To amend title XI of the Social Security Act to equalize the negotiation period between small-molecule and biologic candidates under the Drug Price Negotiation Program.
Sponsors/Co-sponsors: Murphy, Gregory F. / Davis, Donald G. / Hudson, Richard
Date Introduced: 2025-02-21 (119th Congress)
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Last Updated: 2025-02-21Personalized Care Act of 2025
Status Introduced in Senate (IS)
To amend the Internal Revenue Code of 1986 to expand and improve health savings accounts, and for other purposes.
Sponsors/Co-sponsors: Cruz, Ted / Marshall, Roger
Date Introduced: 2025-01-28 (119th Congress)
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Last Updated: 2025-01-28HSA Modernization Act
Status Introduced in House (IH)
To amend the Internal Revenue Code of 1986 to modernize health savings accounts.
Sponsors/Co-sponsors: Van Duyne, Beth / Crenshaw, Dan / Meuser, Daniel
Date Introduced: 2025-01-16 (119th Congress)
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Last Updated: 2025-01-16Ensuring Pathways to Innovative Cures (EPIC) Act
Status Introduced in Senate (IS)
To amend title XI of the Social Security Act to equalize the negotiation period between small-molecule and biologic candidates under the Drug Price Negotiation Program.
Sponsors/Co-sponsors: Tillis, Thomas / Budd, Ted / Blackburn, Marsha / Daines, Steve / Lankford, James
Date Introduced: 2025-03-04 (119th Congress)
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Last Updated: 2025-03-04Self Insurance Protection Act
Status Introduced in House (IH)
To amend the Employee Retirement Income Security Act of 1974 to exclude from the definition of health insurance coverage certain medical stop-loss insurance obtained by certain plan sponsors of group health plans, and for other purposes.
Sponsors/Co-sponsors: Onder, Robert
Date Introduced: 2025-04-01 (119th Congress)
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Last Updated: 2025-04-01Primary Care Enhancement Act of 2025
Status Introduced in House (IH)
To amend the Internal Revenue Code of 1986 to allow individuals with direct primary care service arrangements to remain eligible individuals for purposes of health savings accounts, and for other purposes.
Sponsors/Co-sponsors: Smucker, Lloyd / Tenney, Claudia / Schneider, Bradley Scott / Panetta, Jimmy / Crenshaw, Dan / Schrier, Kim
Date Introduced: 2025-02-05 (119th Congress)
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Last Updated: 2025-02-05Association Health Plans Act
Status Introduced in House (IH)
To amend the Employee Retirement Income Security Act of 1974 to clarify the treatment of certain association health plans as employers, and for other purposes.
Sponsors/Co-sponsors: Walberg, Tim / Allen, Rick W. / Onder, Robert / Crenshaw, Dan / Bice, Stephanie I. / Kiley, Kevin / Grothman, Glenn / Mackenzie, Ryan / Huizenga, Bill
Date Introduced: 2025-04-01 (119th Congress)
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Last Updated: 2025-04-01