CAHC Releases March 2017 Issue Brief on ACA Premiums, Deductibles, and Plan Competition

Click here to view the Issue Brief 

  • CAHC calls on Congress to provide $20 billion in annual funding. We estimate such funding will lower premiums by 20 to 24 percent, reversing the 2017 average Silver plan premium increase.

Council for Affordable Health Coverage’s Policy Recommendations for ACA Repeal and Replace

Broad-based coalition releases white paper arguing for short-term market stabilization solutions and long-term cost containment.

 WASHINGTON, DC (February 1, 2017) — Today, the Council for Affordable Health Coverage (CAHC) — a coalition of employers, biopharmaceutical companies, insurers, brokers, agents, patient groups, and physician organizations — released a white paper advocating for competition and consumer choice amidst ACA repeal and replace efforts.

“The Affordable Care Act corrected market imbalances and reduced the number of uninsured Americans to historic lows — but its tendency toward overregulation led to double-digit premium hikes.” said CAHC President Joel White. “Despite the fact that health costs rose four times faster than wages under President Obama, health care costs and their effect on the American family are often absent from reform dialogue. They can’t be. Proactively coupling ACA replacement efforts with policies that increase value, choice, access, and competition will lower American health care costs.”

ACA shortcomings have led insurers to exit the exchanges, leaving consumers with an extremely unbalanced risk pool and fewer health plan options. The resulting exodus of healthy consumers is raising costs across the marketplace.

CAHC’s comprehensive policy recommendations, advise the new Congress and Administration to stabilize markets, cultivate healthy risk pools, empower consumers, reduce regulatory burdens, enable state flexibility, and support the employer market.

“Repealing and replacing the Affordable Care Act opens a world of possibility to correct the law’s truly unaffordable components — and even offers opportunities for bipartisanship,” said Katie Allen, executive director of CAHC. “But it’s imperative that new legislation balance the market and protect consumers straightaway.”

In the wake of imminent health care reform from President Trump and Republican congressional representatives, CAHC’s policy proposal aims to guide the U.S. healthcare market to a sustainable, more affordable solution.

CAHC President’s Blog: A Post-Election Update

This week, I spoke at the Press Club at the National Consumers League conference on the election and its impact on health care access. On my panel were NCL, AHIP, SEIU, PhRMA and National Partnership for Women and Families. (Click here to view the slides). That same day, I spoke to a group of strange bedfellows who came together to discuss the post-election environment.

 For most of the rest of the week, I spoke to Committee and other Congressional staff and Members of Congress about the impact of the election on the issues we all care deeply about. What struck me was – regardless of whether the person was politically left, center, or right – everyone was searching for what the election meant for our country. Almost everyone viewed the political and policy horizon with uncertainty. Who will be deciding my issue? Can this or that provision be repealed through regulations? What does the lame duck hold?

 To the extent the President-Elect’s agenda is known, his priorities on a range of issues important to business (particularly the health care industry) are not classically that of the ideological right.

 What is clear, is that Obamacare will be modified – first repealed, then replaced with a plan that seeks to lower costs and improve access. Will it improve the coverage numbers? Your guess is as good as mine, but the answer is likely “no.” It doesn’t seem Republicans are ready to spend $1 trillion or more to cover as many people as Obamacare. Consider, however, that about 40 cents of every dollar is “wasted” on care that does little to improve a patient’s health (prescribing antibiotics for a viral infection) or that actually harms the patient (over-exposure to multiple x-rays). There should be a way to wring some excess costs out of the system and improve coverage numbers.

On Monday, we met with several CBO analysts to discuss this very issue. We are hopeful that in the coming debate over Obamacare, CAHC will play a major role in directing the solutions that will simultaneously lower costs, improve access and expand coverage. We have already started pulling ideas together. We are excited that you’re with us in this effort.

-Joel White, President

Obamacare’s sinking safety net

Politico, 7/13/16
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Brady convenes hearing on rising healthcare premiums under ACA

The Ripon Advance, 7/14/16

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Are Affordable Care Act Requirements Driving Away Healthy Customers?

Bloomberg BNA, 7/13/16
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It’s Time to Put an End to Obamacare Waste and Abuse

The Blaze, 7/13/16
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Top Republicans Call for Major Obamacare Changes to Bring Down Premiums

The Daily Caller, 7/12/16
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CAHC President, Joel White, Testifies to Ways and Means Committee on Rising Health Insurance Premiums under the ACA

The House Committee on Ways and Means held a full committee hearing on Tuesday, July 12, 2016 to discuss rising health insurance premiums under the Affordable Care Act (ACA).

Tiberi questions why Obamacare co-ops failed

The Columbus Dispatch, 7/12/16
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How the Affordable Care Act Changed the Face of Health Insurance

20 June 2016

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Other Voices: Small business owners call for help on Obamacare

15 June 2016

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Not-so-Perfect Attendance: 2016 Exchange Enrollment Far Below Initial Projections

6 June 2016

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Politico Morning eHealth: Overlooked MACRA Provisions

2 May 2016

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Largest insurer pulls plug on states

20 April 2016

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Low 2016 Increases Seen for Enrollees With Subsidies: HHS

12 April 2016

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Small Business, Health Advocacy Groups Urge House Panel to End Insurance Fines That Fall on Employers

12 April 2016

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A Necessary Transition: Promoting Employer Choice in Health Coverage

5 April 2016

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Everything You Need to Know About Your Health Savings Account (HSA)

2 March 2016

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6 Things to Know About Your Health Savings Account

1 March 2016

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CAHC: IRS is taking it to small businesses; Proposed bipartisan legislation could change that

19 February 2016

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Here’s How Much Americans Expect to Pay for Healthcare in 2016

16 February 2016

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Can We Afford Four More Years of Obamacare?

16 February 2016

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Questions about HHS transparency impede health reform progress

25 January 2016

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Politico Morning eHealth: State of the Union

13 January 2016

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IRS fines small business for lending a helping hand

7 January 2016

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10 Healthcare Trends That Will Affect You in 2016

4 January 2016

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Steep price increases hit patients using dermatology drugs

31 December 2015

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Stop HRA-related IRS Fines on Small Businesses

21 December 2016

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Jeb’s Health Care Plan Best GOP Proposal to Date

9 December 2015

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Bush Plan Succeeds Where Obama’s Fails

3 December 2015

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